SideCar · Dual Register · Chairman sitting · FLAG dests

Guga / Shika → Giwa · ₦5,000

Where the naira sits · answer this first

SideCar does not sit inside NIP. NIP is NIBSS. Only a licensed DMB or MMO has a NIP seat. Money sits in their account or agent float — never on this glass, never on a Nokia.

Originating end of value: Mallam Garba’s pot at a licensed house (his NUBAN, his MMO, or cash he hands an agent). The handset is how he speaks. It is not the pot.

Beneficiary end of value: Musa’s pot at a licensed house, or cash-out at their agent. The handset is how he hears. It is not the pot.

Instant execute or fail is their switch (NIP, MMO ledger, or agent). We attest the result. If they fail, we do not invent a credit. Velocity of value is theirs. Velocity of proof is ours (≤ 12.3 ms). This sitting’s step 2 is a mock of their book because we hold no NIP seat.

This sitting, practically. We sit beside a licensed kitchen. We do not sit inside their switch or their radio. No naira leaves their pot on this glass. A courtesy notice may follow. To move real naira you still use their book. We attest after their result.

Sender · 2G

Mallam Garba

Guga · Shika

FLAG · •••• 0118

₦5,000
intent → post

Receiver · 2G

Malam Musa

Giwa · Katsina edge

FLAG · •••• 0900

Amount this sitting

FLAG · Chairman dests stay in the field for this sitting only. Face shows last-four. Fields are disc-masked. Not a citizen file. Not for the Foundation.

Mallam Garba Nokia (SIGNAL after intent) · flagged · flushed Malam Musa Nokia (SIGNAL after their kitchen posts) · flagged · flushed

GUGA / SHIKA\nGarba 2G\n\nWaiting to fire\nintent ₦5,000.

GIWA\nMusa 2G\n\nNo naira yet.\nKitchen has not posted.

T3 · Path A intent

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T2 · kitchen (theirs)

Silent · no debit on our glass

T3 · Path A after their post

—

T5 · Path B GALADIMAR

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What you are seeing

Step 1 is not a transfer. Mallam Garba’s Nokia says ₦5,000 toward Musa’s last-four this sitting. SideCar attests four fields. If a dest is seated, a courtesy notice may reach that handset. We still hold zero naira.

Step 2 is theatre of their book — the only place ₦5,000 can move. We simulate the kitchen success because we are not NIP. Step 3 attests that post. Musa’s flagged dest may beep. Step 4 wipes the glass. Residual may be tip_hash.

LADI · Doctrine · Hajjah Mariam at Masar is the same shape: her number is SIGNAL, not an account we open.