SideCar · one Nigerian cohort · after the named bank
Tony Elumelu Foundation · last-mile receipt
SideCar does not sit inside NIP. Money sits in the named bank’s book — never on this glass, never on a Nokia.
Originating end: the Foundation’s licensed disbursing bank. The seed leaves that pot. We do not hold it.
Beneficiary end: the youth’s pot at a licensed house, or cash-out at their agent. The Nokia is how they hear. It is not an account we open.
This envelope is one Nigerian cohort, with a named disbursing bank in the room. It is not a map of fifty-four countries. A second country would be a new book and a new sitting in that host.
Where a ticket is later agreed, ₦12 is a stub after the bank’s post — not a percent of the seed, never a charge on the youth, and this envelope does not name a sitting fee.
SIGNAL · last-four only · no dest on this glass
their book → ticket
₦12 after their post · then empty
What the Foundation is seeing
Step 1 is not a transfer and not a grant. Mallam Garba is a name on a 2G walk — last-four for the bind, no full number. SideCar attests four fields. Path B is not fired here. We hold zero naira and zero applicant file.
Step 2 is theatre of their book — the only place the seed can move. We simulate the kitchen because we are not NIP and TEF is not a bank. Step 3 attests that post. Step 4 wipes the glass. Residual may be tip_hash.
Share this island only: https://snivai.net/tef · Detail pack: /tef-pack